For Buyers

Buying property is more than buying walls and a roof. Its about buying a home, a lifestyle, and a place where memories are created and shared. I like to think of myself as a "Dream maker" rather than a "home seller". There is truly something here for absolutely everyone, no matter what your needs, desires or dreams are. I pride myself on delivering quality service and creating "Raving Fans." Spending time getting to know my buyers is a priority. I have exceptional knowledge of the Flahtead Valley. I know where to buy and why. I not only know properties that are "officially" on the market, but many others that aren't.

Buying a home is probably the biggest investment your family will ever make, and it involves many difficult decisions. It is also a very exciting time in one's life. It makes sense to get the best professional counsel available to save you time, stress, money and costly mistakes in addition to representing your best interests in the negotiations.  My services and experience range from financial aid to helping you find the home that best suits you and your family. When we discuss the purchase of property, you will be deciding to trust this very important transaction to me. When we decide to work together, my objectives are to listen to your needs and desires and provide you with accurate and timely information about the real estate market so that you can make intelligent decisions regarding the purchase of property.

I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, areas, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what area best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

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